The home you live in is not an investment if you aren’t willing to downgrade
That’s not true at all. A house owned in an appreciating neighborhood or that is thoughtfully invested in (appropriate upgrades) can increase in value over time. Moving to a different neighborhood or selling and buying under different market conditions can allow regular people to realize real gains.
Seriously the ”it” is just two stories up on my feed. I just showed all this to my partner in reverse like Memento.