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How is Apple Pay just as bad? I haven’t heard anything that they do like this. There is no advertising in the Apple ecosystem. In fact, several places (like Walmart) don’t want to adopt the tap to pay because for some cards, it blocks tracking from them by using a pseudo randomized credit card number every time. It makes using the rewards for places a pain, but it works at maintaining harder tracking for whoever you’re paying.
Maybe I’m just lucky in where I am in a FAANG company, because I’ve only been offered mobility in my job, even directly after a promotion! We encourage work across the organization, but we have like 500 devs in this org.