You know, like “always split on 18,” or “having kids is the most rewarding thing you can do in life.”

What’s that one bit of advice you got from a trusted friend that you know deep, deep down would just ruin your thing?

  • Darukhnarn@feddit.de
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    7 months ago

    Why not? The concept is fairly easy to grasp and if I want a loan for a house, the bank can ask me to prove that I was able to put aside enough money beforehand to be able to chip away at a credit from now on.

    • jeffw@lemmy.world
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      7 months ago

      What about people who have good-paying jobs, but lots of other debt? Or a history of defaulting on debt (maybe they can’t hold jobs very long)