“You might have to look at different areas and consider the differences.”

Always, but there are certain factors that aren’t so pliable. Getting a loan based on your income at a stable job means that you need to live within a reasonable area to continue to access that job. Six years ago when I was looking for a house I could have moved to a lower cost of living area, but that would have meant a 90 minute commute or changing jobs (at which time would have been an irresponsibly risky move.) Another factor was the question of changing school districts, and custody arrangements with the kids father. I wasn’t, but I know some who are restricted by custody agreements where they are required to live in certain districts or within X number of miles of the other parent. People in those situations don’t get to shop around and find other areas to live.

Buying in a lower cost of living area is easier when you don’t have to consider things like school districts for children, availability of public transportation to get to work, or even safe walkable areas to get groceries.

As an older Gen-Xer, who had married another older Xer far too young (because we were brought up that all we needed to do was get a job and life would be awesome) I can agree that some in my age range are definitely watered down boomers. Which is also a fair part of the reason why he’s my ex husband now.

As the mother of 3 Gen Z sons, I couldn’t be more proud of the amazing men they’re becoming, and couldn’t be more disgusted about the conditions that some of my generation and those before me have created for them.