The potential charges, says Marianne Lake, CEO of consumer and community banking at JPMorgan, are a result of new regulatory rules that cap overdraft and late fees. Lake says Chase will be passing along those increased expenses to customers, which would put an end to now-free services such as checking accounts and wealth management tools. And she says she expects other banks will follow suit.

  • Sir_Kevin@lemmy.dbzer0.com
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    5 months ago

    Since when did they have free checking? Are we talking about people grandfathered in who opened accounts ages ago? Every time I’ve checked they had terrible options.

    • Parabola@lemmy.world
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      5 months ago

      Since forever?

      to waive, meet a minimum balance requirement of $1,500 at the beginning of each day or have at least $500 in monthly direct deposits or keep at least $5,000 across Chase accounts

    • jacksilver@lemmy.world
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      5 months ago

      Look into online banks like Ally or credit unions. I’m 99%sure that Ally has no minimum requirement and about a 4% interest rate for money in your savings account.

      • Sir_Kevin@lemmy.dbzer0.com
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        5 months ago

        Oh I’ve got accounts with like half a dozen banks. Chase is not one of them. They are not offering me anything better than what I can get at multiple other banks. I’ve got a credit union as well. I never understood why most people feel like they’re suppose to have One bank. Spread that shit around!