• Yawnder@lemmy.zip
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    1 year ago

    “Destigmatize unilaterally decide that you will not repay what you willingly borrowed, because fuck other people”, nice.

      • Yawnder@lemmy.zip
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        1 year ago

        And banks aren’t owned by people? You know, retirement funds, pension funds, etc., etc…

        • Grayox@lemmy.mlOP
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          1 year ago

          Guess people should just be slaves to their debt because Checks Notes Banks are owned by people. Nah fuxk that noise, banks are owned by people profiting off the fact that they have large sums of Money they didnt even work for and gained by exploiting workers. Retirement funds and pension funds aren’t in any sort of peril from folks on their last legs declaring bankruptcy. Do you know who is in peril? Folks who are in crippling debt, which is one of the leading causes of suicide because they see no way out, and bankruptcy has been so heavily stigmatized by captial owners that they dont even consider it an option.

          • Grayox@lemmy.mlOP
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            1 year ago

            When companies do it, its a smart business decision, when individuals do it, its viewed as a leech on society for some god forsaken reason. Trying to further stigmatize bankruptcy is fucking pathetic, even for internet trolls.

            • Yawnder@lemmy.zip
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              1 year ago

              Stigmatized by capital owner? Wtf is that claim.

              It’s stigmatized because it’s people not making good on their word.

              I’m glad there is a process (at least here in the civilized world) to control bankruptcy because it has to exist in some cases, but it’s something that should be normalised.

              • Grayox@lemmy.mlOP
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                1 year ago

                Already did, its normalized for companies, and looked down on by individuals, because individuals should mAkE gOoD oN tHeIr wOrD. Like I said fuck that noise.

              • JokeDeity@lemm.ee
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                1 year ago

                The banks aren’t good on their word you fucking trog. They raise the interest rates after you borrow, that’s not fucking playing fair by any means. Tell me your a scumbag banker without telling me.

                • Yawnder@lemmy.zip
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                  1 year ago

                  No they don’t. If you borrow at a variable rate, the rate will track with the reference rate (that the government changes, not the banks) both up and down.

        • JokeDeity@lemm.ee
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          1 year ago

          Well if you think those people need an online defender and you really respect them so much, perhaps Truth Social would be more your speed.

          Jamie Dimon can eat my entire ass and then some.

    • JokeDeity@lemm.ee
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      1 year ago

      I mean, I paid what I borrowed, and they’re still saying I owe nearly that much. Reality doesn’t jive with what you’re saying when interest rates are so high that it crushes you into a hole just for borrowing.