• Appoxo@lemmy.dbzer0.com
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    1 year ago

    The reason why I will do not do SEPA and instead give them my PayPal instead.
    That way I get a full on notification in case someone withdraws anything from my account.

    • Acters@lemmy.world
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      1 year ago

      I hate PayPal. when my paycheck arrived late from company mishandling things, PayPal decides to throw a bunch of payment requests at my bank and cause 2 overdraft fees a day. I racked up $35 fees in 4 days, totaling 280 dollars. PayPal just told me that is how their system works and to ask my bank for them to forgive the fees. I was forgiven one fee. I hate banks and paypal.

      • jarfil@lemmy.world
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        1 year ago

        I had that happen to me, $0.02 overdraft + $30 overdraft fee… like WTF. Since then I’ve found a bank where I can block the overdraft “feature”, it’s the only account I ever give for payments, and only if there is no alternative.

        • Acters@lemmy.world
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          1 year ago

          My problem is I removed overdraft protection, and this causes PayPal to literally panic and shoot my bank with multiple requests. I still get hit with the $35 overdraft fee, and PayPal gets rejected. Only this time I rejected the overdraft cash the bank can use to pay the overdraft charges and will still apply the dam fee. I hate banks so mucb

    • InFerNo@lemmy.ml
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      1 year ago

      SEPA is just a method, no one can just take money without permission. If anything, you gave PayPal permission so it can draw from your account, unless you transfer money to sit in your Paypal account.