This makes no sense to me, this effectively seems like a loan to me which is useful if you have a single large payment that you want to kind of spread the load on your account by turning it into a recurring payment over some amount of time, but groceries are a recurring payment already so what does this do other than make you pay interest on top? By the time you’ve paid off the first one you’ve probably bought groceries three more times.
This makes no sense to me, this effectively seems like a loan to me which is useful if you have a single large payment that you want to kind of spread the load on your account by turning it into a recurring payment over some amount of time, but groceries are a recurring payment already so what does this do other than make you pay interest on top? By the time you’ve paid off the first one you’ve probably bought groceries three more times.