It’s all the same offerings which are picked by the state, although companies can choose to add on to that if they want to, and then the company just used that, if you lose your job then you’re covered by state benefits. Then if you get another job you go back to the same type of insurance.
Of course if you’re rich you can pay for your own dedicated insurance which will probably be nicer but ultimately you don’t need to.
I am not sure if you are being cynical tbh. I was reacting to a comment stating it’s weird your employer plays a role in health insurance in US, my point was he does in Germany too.
Of course our social system is totally different. The tax payer will usually cover your insurance in case you lose your job. Coverage levels are not a thing, everybody has more or less the same level which is rather high compared to other countries. However there is private insurance for high earners and state employees that do not pay into the public fund, meaning we do have a two class system which is pretty unfair.
Do you also lose your healthcare insurance if you get fired, and also does your employer determine the insurer and coverage levels offered?
It’s all the same offerings which are picked by the state, although companies can choose to add on to that if they want to, and then the company just used that, if you lose your job then you’re covered by state benefits. Then if you get another job you go back to the same type of insurance.
Of course if you’re rich you can pay for your own dedicated insurance which will probably be nicer but ultimately you don’t need to.
I am not sure if you are being cynical tbh. I was reacting to a comment stating it’s weird your employer plays a role in health insurance in US, my point was he does in Germany too.
Of course our social system is totally different. The tax payer will usually cover your insurance in case you lose your job. Coverage levels are not a thing, everybody has more or less the same level which is rather high compared to other countries. However there is private insurance for high earners and state employees that do not pay into the public fund, meaning we do have a two class system which is pretty unfair.