LexisNexis, which generates consumer risk profiles for the insurers, knew about every trip G.M. drivers had taken in their cars, including when they sped, braked too hard or accelerated rapidly.
  • bobs_monkey@lemm.ee
    0·
    7 months ago

    Anything to get us to bend over and pay more.

    When I bought my truck in December, I was specifically on the hunt for something that had no connected features whatsoever, explicitly for the reasons in the article. I ended up finding a 2020 Ram that has a simple dumb infotainment system, and upon opening the dash to rip out the cellular module (I opted for a 19/20 Ram specifically for this), there wasn’t even one installed. I know my phone is already tracking way too much, but I’m not about to let my insurance rate skyrocket because a computer deems me sliding on ice during the winter as driving irresponsibly.

    • SanguinePar@lemmy.world
      0·
      7 months ago

      How long though, before simply not having connected features counts against us? Not hard to imagine a future where it’s mandatory in order to get insurance at all.

    • RedditWanderer@lemmy.world
      0·
      7 months ago

      And also you are likely to buy a car that you will only get in a year (or more) and half the electronics might be missing their chip. You’ll get all sorts of garbage car apps and features that are meant to be deactivated in a few years when the subscription model is mainstream.

      So I just bought a 2011. Standard transmission, 160k km, no monthly payments. Even with the worse possible maintenance/repair and the high prices for gas, I easily saved 25k. I could change the entire engine 5 times and it would still be cheaper than one major repair on new cars.

      • NegativeInf@lemmy.world
        0·
        7 months ago

        Bought a 2000 Honda Civic. 175k miles. Sure beats the hell out of 25k to ???k spy gadget without physical buttons.

  • jballs@sh.itjust.worksEnglish
    0·
    7 months ago

    General Motors is not the only automaker sharing driving behavior. Kia, Subaru and Mitsubishi also contribute to the LexisNexis “Telematics Exchange,” a “portal for sharing consumer-approved connected car data with insurers.” …

    Verisk also claims to have access to data from millions of vehicles and partnerships with major automakers, including Ford, Honda and Hyundai.

    In case anyone was looking for a list of manufacturers to avoid… So just about all of them, really.

  • Rentlar@lemmy.ca
    0·
    7 months ago

    Cars are all about freedom. Freedom to make money of off you from every. single. aspect. of your “ownership”.