These are multibillion dollar companies (actually they insure trillions in assets) whose whole job is to be very very good at assessing risk. You thinking you know better is peak Dunning-Krueger.
“If a big corporation says something is one way, it must be so. They have a lot of money, after all.” Your argument is peak “Argument to Authority.” I guess it’s a good thing those insurance companies like AIG were able to effectively assess their degree of risk exposure in the housing markets in 2008 and avoid collapsing when the housing market imploded. Oh, wait…
OMFG there is no evil conspiracy by USAA and every other insurance company against pitbulls JFC. Pitbulls are just statistically much more dangerous than other animals.
They’re statistically correlated with incidents of mauling. Nobody is denying the statistical correlation. But there is a difference between observing a statistical correlation between breed and maulings and asserting a causal relationship. My argument is that the assertion that “pit-bulls are innately, biologically predisposed towards violence against people and other animals” is not supported by meaningful evidence. If you are arguing that they are, then you’re gonna have to convince me with more than “insurance companies say they are.”
Question: Does his company factor FBI crime stats into it too? Why not? “Despite being 12% of the population black people commit 50% of crime” and suddenly now since it’s optically bad to charge black people higher rates “causation only equals correlation when we can’t be called racist for it?”
That shit don’t sit right with me tbh.
And what about German Shepherds that have bit 11 secret service agents? Secretly pits? Hating pits but not other large breeds is frankly silly imo (unless you hate black people too because the only important thing ever is statistics). At least hate Chows too, since they’re arguably more aggressive, and German Shepherds, Presas, Boxers, Rotts, etc. Shit at the very least German Shepherds were the Nazis dogs and they’re the ones the cops use now, and they’re “not” “bred to attack” over pits? Come off it.
These are multibillion dollar companies (actually they insure trillions in assets) whose whole job is to be very very good at assessing risk. You thinking you know better is peak Dunning-Krueger.
“If a big corporation says something is one way, it must be so. They have a lot of money, after all.” Your argument is peak “Argument to Authority.” I guess it’s a good thing those insurance companies like AIG were able to effectively assess their degree of risk exposure in the housing markets in 2008 and avoid collapsing when the housing market imploded. Oh, wait…
OMFG there is no evil conspiracy by USAA and every other insurance company against pitbulls JFC. Pitbulls are just statistically much more dangerous than other animals.
They’re statistically correlated with incidents of mauling. Nobody is denying the statistical correlation. But there is a difference between observing a statistical correlation between breed and maulings and asserting a causal relationship. My argument is that the assertion that “pit-bulls are innately, biologically predisposed towards violence against people and other animals” is not supported by meaningful evidence. If you are arguing that they are, then you’re gonna have to convince me with more than “insurance companies say they are.”
Quick thought experiment - magically replace every pitbull in the world with a chihuahua instead. Do the number of maulings go up or down?
Question: Does his company factor FBI crime stats into it too? Why not? “Despite being 12% of the population black people commit 50% of crime” and suddenly now since it’s optically bad to charge black people higher rates “causation only equals correlation when we can’t be called racist for it?”
That shit don’t sit right with me tbh.
And what about German Shepherds that have bit 11 secret service agents? Secretly pits? Hating pits but not other large breeds is frankly silly imo (unless you hate black people too because the only important thing ever is statistics). At least hate Chows too, since they’re arguably more aggressive, and German Shepherds, Presas, Boxers, Rotts, etc. Shit at the very least German Shepherds were the Nazis dogs and they’re the ones the cops use now, and they’re “not” “bred to attack” over pits? Come off it.