I have a Pixel 7, stock Android 14. It is my only phone and I love the stock system. But I am trying to gradually ditch Google and its services, for reasons well-known in this community and Lemmy in general. How much would I gain/lose using a custom ROM with/without GApps?
Nothing. Nothing of value is lost by ditching the garbage pile of stock Android.
I would never use a stock Android phone for any longer than it takes me to unlock the bootloader and get open source Android installed.
So banking apps are worthless, got it 👍
Yes, I have never used one because it’s dumb to keep access to financial stuff on your easily stolen or lost mobile device.